CARD SHOP WEBSITE TERMS AND CONDITIONS

Last Updated: 21 July 2025

Introduction:

Welcome to the TopCashback Inc (“We”, “us”, “our”), Card Shop website, https://giftcards.topcashback.com (the “Site”) which is powered by RUNA NETWORK LIMITED (“RNL”) (company number 09281949 registered in England and Wales, with a registered office at First Floor, One Suffolk Way, Sevenoaks, TN13 1YL). Each person who accesses and/or uses the Site including by becoming a Recipient (as defined below) (each a “user”, “you” or “your”), should read these terms and conditions (“Site Terms”). By accessing or using the Site, you signify that you have read and agree to be bound by these Site Terms, regardless of whether you are a registered user of the Site. If you do not agree with these Site Terms, please do not use the Site. We may modify or update these Site Terms at any time by posting the amended terms on the Site. Your continued access of and/or use of the Site or the Services following the posting of any additional or different terms in the Site Terms constitutes your acceptance of those additional or different terms.

  1. Description: The Site offers users with information regarding products, such as digital cards (each an “E-Card”) for use at your favorite retailers (each a “Brand”), and the ability to purchase, and accept such E-Cards (the “Services”). Your use of the Services may require the submission of personal information (“Personal Data”). Your submission of this Personal Data is governed by our Privacy Policy, which is hereby incorporated by reference into these Site Terms. Accordingly, by using the Site and/or the Services, you agree to our Privacy Policy.
  2. Eligibility: By using the Site, you acknowledge that you are of legal age in your place of residence to form legally binding contracts.
  3. Proprietary Rights: The trademarks displayed on the Platform are our trademarks, logos, service marks, and/or trade dress or those of other third parties, and may not be used without the prior express written permission of the applicable owner. Nothing contained on the Site or the Services should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark, logo, service mark or trade name displayed thereon without the prior written permission of the rights holder.
  4. Purchases:  Each E-Card is subject to a Brand’s specific terms regarding their specific E-Cards (“Brand Terms”). The Brand Terms are either displayed in full (or a link to the full terms and conditions) on the E-Card listing page. By making a purchase, you acknowledge that you are accepting these Brand Terms as it relates to your use of the E-Card. We reserve the right to refuse or limit Service to anyone or discontinue any product for any reason at any time. You agree that you will only make purchases via a payment method that belongs to you or for which you have rightful permission to use.
  5. Recipients: You may send an E-Card to yourself, or another person of your choosing (either a “Recipient”). By accepting an E-Card, such Recipient is also agreeing to these Site Terms and the Brand Terms applicable to their received E-Card.
  6. Prohibited Conduct: You agree to use the Site and Services only for legal and proper purposes, and in accordance with these Site Terms. Further, you agree that you will not: (i) use the Site in any manner that could damage, disable overburden or impair the Site; (ii) attempt to gain unauthorized access to the Site; (iii) make purchases using a fraudulent payment method; (iv) transmit any viruses, defects or other items of destructive nature; (v) use manual or automated software or other processes to “crawl” or “spider” any aspect of the Site; or (vi) use the Site for any illegal or unauthorised purpose.
  7. Linked Sites: The Site may contain links to other internet websites, applications and/or resources. We do not control those websites. We do not endorse and will not be liable for any content, advertising, services or goods on or available from such linked sites.
  8. Disclaimers: YOU UNDERSTAND THAT THE USE OF THE SITE OR THE SERVICES MAY INVOLVE THE TRANSMISSION OF COMMUNICATIONS, INCLUDING YOUR DATA, OVER VARIOUS NETWORKS, AND THAT NO METHOD OF COMMUNICATING OVER THE INTERNET CAN BE GUARANTEED TO BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE. THEREFORE, YOU AGREE THAT RNL WILL NOT BE LIABLE FOR THE TIMELINESS, DELETION, MIS-DELIVERY OR FAILURE TO STORE ANY DATA, INFORMATION OR CONTENT TRANSMITTED BY YOU TO OR THROUGH THE PLATFORM. WE PROVIDE THE SITE AND THE SERVICES ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTY OR CONDITION, EXPRESS OR IMPLIED. TO THE FULL EXTENT PERMISSIBLE UNDER APPLICABLE LAW, WE SPECIFICALLY DISCLAIM ALL IMPLIED WARRANTIES INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
  9. Limitation of Liability: OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS (OF ANY KIND) RELATING TO YOUR USE OF THE SITE OR THE SERVICES SHALL NOT EXCEED THE GREATER OF (II) £100; OR (II) THE TOTAL AMOUNT YOU PAID TO US WITHIN THE TWELVE (12) MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE FIRST CLAIM.
  10. Indemnification: You agree to indemnify and hold us (and our officers, directors, employees and/or agents) and RNL harmless from and against any and all claims, demands, actions, liabilities, losses, damages, penalties, fines, settlements, costs and expenses (including reasonable attorneys' fees and costs, including any incurred in enforcement of this provision) arising out of or in connection with (i) your use or misuse of the Site or the Services or any goods and services available or purchased on or through the Site or the Services and/or (ii) your breach or alleged breach of any term of these Site Terms.
  11. Survivability: The obligations and liabilities of the Parties incurred prior to any termination of these Site Terms shall survive the termination. Further, any provisions which, by their nature - including the disclaimer, limitations of liability, and indemnification - are intended to survive termination will survive such termination.
  12. Assignability: We may assign these Site Terms at any time to a subsidiary or parent company or to a successor to its business as part of a merger, consolidation or sale of all or substantially all of its business. You may not assign or transfer your rights or obligations under these Site Terms.
  13. Force Majeure: We will not be liable for any failure to perform our obligations under these Terms caused by matters beyond our reasonable control.
  14. Governing Law and Jurisdiction: These Site Terms are governed by the laws of England. Any action related to these Site Terms are required to be initiated and conducted before the English Courts. Both Parties irrevocably consent to the jurisdiction of these courts.
  15. Copyright Matters: Images, copyright, and trademarks belong to their respective intellectual property owners and are only used on the Site pursuant to licenses. We take no responsibility and assume no liability for any content that you, another user or a third party creates, uploads, posts, sends, receives or stores on or through our services. You understand and agree that you may be exposed to content that might be offensive, illegal, misleading or otherwise inappropriate, none of which we will be responsible for. We review claims of alleged infringement, and reserve the right to terminate a user’s account as necessary to prevent further infringement. If you believe that anything on the Site infringes a copyright that you own or control, please email legal@runa.io. 

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